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We Really Care About What We Do, How We Do It And The Clients That We Work With

Since 1998, our advisers have helped many people just like you to plan for and enjoy their ideal retirement. We focus on clients between age 50 and 75 that have more than $250,000 in retirement savings.  We work both in-person and remotely with clients from across the country.

We love working with our clients and we hope they love working with us. We can't wait to show you the Stone House Experience!

Around The Corner Or Around The World, We'll Never Leave You Hanging
One of the things our clients like most about working with our advisers is our accessibility. We work as a team to ensure our clients always get the highest degree of service. Usually, you'll be working with your dedicated adviser, but in the event he/she is unavailable at the time you need assistance, other familiar members of our team will step in to make sure you get the help and answers you need. 

We do our best to answer your questions as quickly as possible. Even our clients thousands of miles away feel connected to us. We work with them through phone, email, text message, client portals, and our Apple and Android Apps. Prefer regular mail? No problem, we have a lot of clients who prefer doing business in actual paper. You'll never feel out of touch when working with our team and we take your privacy very seriously.

Phone
Email
Text Message
Client Portal
Apple & Android Apps
Mail
You're Really Going To Like Working With Us
We work as a team to create reliable retirement income strategies, consult on all aspects of financial life, and manage your assets. We take a very personalized approach to our clients and do our best to make sure they have all their financial questions answered and problems solved. We have developed our own technologies, investment programs, and processes to keep up with the varied demands of our clients' financial lives and we search for the best investment strategies and ways to implement them at the lowest-cost. 

Our Future You Retirement Income Planning Process helps our clients design their retirement lifestyles and then tests their plans against one thousand different market scenarios to show them what their financial futures may look like.

Our LifeSTACK® Client Engagement system keeps us deeply in-tune with our clients' finances by organizing the planning process and monitoring their accounts and financial plans on a daily basis.

Our Diversidex® platform uses globally diversified portfolios of ETFs to give us great flexibility as managers and they have low portfolio expenses which is good for our clients. 

You can now even add FLEX to your portfolio at no additional cost. FLEX takes a portion of your account and moves it to a money market fund during times of increased volatility.

Our Account Value Check-ins allow our clients to set a minimum value of assets that they feel comfortable with and if their accounts fall below that level, our advisers are notified to reach out to them for a discussion.

Future You Retirement Income Analysis

Working with one of our highly skilled advisers, we will help you map out your future retirement, then we will stress test it against 1000 different market scenarios and show you how likely your plan is to stand the test to time. We can make suggestions on how you can improve your plan and even show you how the different decisions effect the strength of your plan. We can meet with you in-person or in a web meeting so whether you are around the corner or on the other side of the country, we've got you covered! If you are 50 or older, you can get yours for free!

Stack Your Life For Success

Put your financial life in order with our LifeStack Financial and Retirement Planning process. Organize all the aspects of your financial life and, with the help of your specially trained adviser, you can maximize your financial well being through smart planning and priority balancing. We work through 18 different modules with you to help you organize and plan and optimize your whole financial life.  Wouldn't it be a great feeling to know that you are ready for the future, whatever it may bring?

We Are A Team You Can Trust
We are an independent, team-based, fiduciary Investment Advisory firm. A Fiduciary Adviser is one that is always required to do what is in YOUR best interest. It seems like all advisers should be fiduciaries, right? Surprisingly, they are not! We hold ourselves to a higher standard than other non-fiduciary advisers so you can feel confident that our advice is unbiased and free of undisclosed conflicts of interest. 

We use qualified, institutional, S.I.P.C. insured financial firms like Fidelity Investments and TD Ameritrade to hold your investment assets. We also manage some accounts at highly rated insurers like Nationwide. 

We reconcile your transaction and pricing records daily to make sure there are no mistakes. We also monitor transactions coming into or going out of your accounts for any suspicious activity. 

As you can see, we go to great measures to keep your money and your information safe and your retirement plans on track.

We are growing quickly and now manage more than $240 million of assets for our clients and their families. We take that responsibility very seriously and are honored to work with so many great people. 
We Have The Tools, Services, And Knowledge You Need 
We weren't satisfied with the status quo. We didn't want just "good enough". Over the years we have developed our own technologies, investment strategies, and client engagement processes to greatly enhance our client's experiences. 

Each of our advisors has developed a depth of knowledge from working with clients and we share that knowledge with each other as we address challenging client scenarios.
Future You
Portfolio Review
Retiree Healthcare Planning
Diversidex
Flex
Account Value Check-Ins
You'll Love Working With Our Professional and Friendly Team
Our Greatest Teachers Are Our Clients
The entire team at Stone House knows that listening is the key to earning trust, developing relationships and achieving measurable success for our clients.   
We are guided by the same values that our clients live by; hard work, integrity and fairness. Using these values, we have built a business that tries to make a positive difference in the lives of those we serve. Seeing these results continues to build our passion for what we do. As the needs of our clients change, we continue to listen, to grow and evolve in order to provide the best financial and investment advice possible.

Robert J. Brown, CFP® - Partner

Bob began his career with a large financial services company, where he was educated in fundamental financial planning concepts. During that time period, he became registered as a Certified Financial Planner TM professional. For several years, he worked through an independent Broker/Dealer to allow his clients more freedom, flexibility and choice of investments. Bob has worked with hundreds of clients by helping them plan for their goals and establish appropriate allocations within their portfolios. He has dedicated countless hours to volunteer work revolving around his kids’ activities and his community. He continues to serve as an active board member of the Community Foundation of the Endless Mountains as well as the Wyoming County United Way. Admittedly, his weakness is that outside of the office Bob still believes he is 25 years old and that we’re all still living in the 80’s.

Raymond "Scott" Stone - Partner

Raymond Stone, who most of us know by his middle name "Scott", is one of our founding partners. Scott handles much of the operations and regulatory compliance issues that face Stone House on a daily basis. From technology to policies and procedures to ensuring compliance with government regulations, Scott helps keep Stone House running in peak condition. Scott also advises a select group of clients and is part of our investment management committee. He enjoys tackling tough challenges and creating solutions to difficult problems. Scott is a member of the Forbes Finance Council and a content contributor to Forbes.com. Over the years Scott has been involved with several community organizations such as Kiwanis, the Wyoming County Cultural Society, and the Montrose Chamber of Commerce. He enjoys traveling and spending time with his family and friends.

John Burke - Partner

John joined Stone House as an Investment Advisor Representative. He previously worked for Procter & Gamble for fourteen years. During his time with P&G, he had roles doing Supply Chain, Operations & Initiative Management. John’s work in investments and financial planning started while at the University of Notre Dame where he earned a MBA degree. Since then, he has managed his own portfolios using mixes of quantitative, fundamental and technical strategies. In 2002, John also started up a successful small business. John became a partner in Stone House in 2015.

Barbara Grimaud, Esq. - Adviser

Barbara joined Stone House Investment Management in 2018. After attending the U.S. Naval Academy, Barbara served 5 years as a Supply Officer in the U.S. Navy. She then attended Widener University School of Law and became licensed to practice law in Pennsylvania in 2013. Barbara clerked for federal District Judge Edwin Kosik of the Middle District of Pennsylvania for 3 years. Barbara joins our team eager to work one-on-one with clients as they navigate through various aspects of their life that Stone House addresses in their Life Stack approach. Barbara looks forward to alleviating the burden of financial planning as clients prepare for their future and the future of their estates. In her spare time, you can find Barbara still practicing law, volunteering in various community groups such as the American Legion, Rotary, and the Tewksbury Committee, as well as spending time with her family, horseback riding, and snowmobiling.

Kirk Lunger - Adviser

Kirk joined the team at Stone House Investment Management, LLC as an Investment Advisor Representative in 2014. He began his financial career as an accountant at Northeast Concepts, Inc. in Dallas, PA. He has always been passionate about the inner-workings of finance, business and investing, since earning a BS in Accounting from Misericordia University. As a financial advisor he loves being able to communicate those passions to his clients by guiding them through unfamiliar terrain. Kirk concentrates heavily on helping families navigate the complex retirement process; ensuring the best strategies are established to protect a client’s assets and income up to and throughout retirement. In his spare time, he loves spending his out-of-office hours on the golf course, in the outdoors, but most of all spending time with his family. It’s of utmost importance to him that he offers his clients well-informed and knowledgeable assistance in reaching their financial goals and objectives.

Chad Taake - Adviser

Chad Taake joined Stone House Investment Management, LLC working part-time as an Investment Advisor Representative in 2018. He currently works for Procter & Gamble (fourteen years). At P&G, he has had roles doing Material Development, Operations, Engineering, & Initiative Management. Chad's passion for investments started as a child, investing with his father. In college, he continued his financial learning earning a Masters in Engineering Management at the University of Missouri Rolla. When not working, Chad is often at one of the city parks with his 2 kids. 

Stephanie Holdt - Retirement Health Insurance Specialist

Stephanie Joined us in 2019 to focus on retiree health insurance planning. Retiree health insurance can be very confusing and expensive. There are great tools and tips available to minimize cost and maximize benefits for retirees when they are shopping for health insurance. Stephanie is an expert at navigating the health insurance markets to find savings and benefits for her clients. Stephanie is a licensed health insurance agent in Pennsylvania and advises retirees on Individual Health Insurance, Medicare Supplement, Medicare Advantage, and Prescription Drug Plans. She can also help find coupons and deals on prescription drugs and grants to save clients money on health care. 
Her hobbies include marathons, skiing, kayaking, riding quads and just about any activity out doors and with her family. She has a personal goal of running a half marathon in under 2 hours. She was born and raised in Michigan where she got her BSBA degree from Central Michigan University. She is a Certified National Social Security Adviser and genuinely loves educating individuals on how to choose the best health insurance to fit their needs. 

Christine Slusark - Para-Planner

Christine earned her Bachelor of Science in Business Management from Lock Haven University in 1998. After graduating, she spent time working for a major insurance company where she earned licenses to offer Life, Health and Accident Insurance as well as securities. Christine is not only well educated in the insurance arena, but has spent numerous years in the financial advising industry. She worked as a Paraplanner in a very successful practice for a major financial advising company for over 9 years. She played an integral part in the financial planning process working very closely with clients gathering data and analyzing information. She also has experience in asset management, portfolio rebalancing and securities trading. Christine joined the Stone House team in 2010 and we are all better for it!

Melissa Scott - Director of Marketing

Melissa earned her Bachelor of Science in Accounting and her minor in the Legal Environment of Business from The Pennsylvania State University in 2013. Upon her graduation, she spent two years working in the private accounting sector as the Assistant Business Manager for a local school district. She resigned from her position in 2015 to become another excellent addition to the Stone House team. Within the Stone House office, Melissa is responsible for the marketing, communication and business development efforts of the firm. Marketing is an exciting new challenge for Melissa, but she is looking forward to using her organized and analytical nature coupled with a flair for creativity to turn great ideas into plans of action to better serve our current clients and to expand our client base. Outside the office, Melissa enjoys spending time with her family, good Italian food, spending time outdoors and Penn State Football!

Leanne Kulah - Office Manager

Leanne joined the Stone House team in 2018. She earned her Bachelor of Science Degree from Lock Haven University in 2009 and went on to earn a Master of Science Degree from Binghamton University in 2012 (Go Bearcats)! Leanne has a varied professional background that includes extensive customer service experience. She looks forward to putting that knowledge to good use while also learning more about the financial industry and helping clients. In her spare time, she enjoys spending time with her husband and daughter and visiting family in Bradford County. 

Sherri Roberts - Client Service Manager

Sherri has a diverse professional background which includes customer service, healthcare, insurance and management. She has worked with major insurance companies as a licensed producer and as an Independent Agent.  She has insurance licenses for Life, Health, Annuities and Property & Casualty. She brings a great deal of knowledge and experience and is looking forward to assisting our clients.
In her personal time, she enjoys traveling and spending time with her family and friends. Her favorite adventure is traveling to the lovely beaches of Aruba.
Check Us Out
Organizations Our Advisors Proudly Support
You Have Needs. We Have Solutions. Below Are the Six Most Common Ways We Help Clients Like You.
Can Your Retirement Survive
The Next 30 Years?
Test Your Plan.
Save Your Retirement.
(We’ll Test 1000 Scenarios For Just $349)
*Free For People 50 And Older (Limited Time Offer)
*Free With Complete Wealth Management
Are Your Investments Ready
For The Next Market Downturn?
We Can Tell You With Our 
Portfolio Risk Analysis.
(Get Peace Of Mind For Just $299)
*Free With Complete Wealth Management
Need To Get Better Control 
Of Your Financial Life?
Try Our LifeStack
Financial Life Planning.
(Financial Life Planning For Just $875)
*Free With Complete Wealth Management
Looking For Low-Cost 
Investment Management?
Tailored Portfolios 
With Risk Protection.
(Tiered Fee Based On Assets)
*Free With Complete Wealth Management
Need Help Figuring Out Medicare,
 Supplements and Drug Plans?
We Help Shop For The Best
Retiree Health Insurance Plans
(Insurance Companies May Pay Us A Commission)
*Pennsylvania ONLY
Most Popular
Want A Simple Solution For
All Of Your Planning And
Investment Needs?
Our Complete Wealth
Management Solution
(Tiered Fee Based On Assets)

Hey, Did You Know We Specialize In Serving:
P&G Employees
School Teachers
Health Care Workers
Here Are Some of the Things We Do to Help You Get the Most Life Out of Your Money
We Cut The Cost Of Investing
Considering Investment Cost is important.

  •  Low-Cost Index ETFs and Mutual Funds
  •  Institutional Trading Arrangements
  •  Maximizing No-Transaction Fee Options
  •  In-House Management and Low-Cost Managers
We Protect Your Assets
We do the heavy lifting to keep your investments safe.

  • Qualified Custodians 
  •  SIPC Insurance On Your Investments
  •  Daily Transaction Reconciliation
  •  Fraud Transaction Monitoring 
  •  Investment Policy Statement 
  •  Automatic Portfolio Rebalancing 
  •  Broad Diversification
  •  Investment Qualification Process
  •  Account  Value Check-ins
We Help You Use Your Money To Build A Life Worth Living.
It isn’t enough to have money. Use it to build a life worth living.
  • Future You Retirement Income Analysis
  •  Financial Personality Assessment
  • LifeStack Financial Life Planning
Now Let's Look At Why Good Planning Is The Key To Saving Your Retirement
Hi, this is Scott Stone, one of the partners at Stone House. I first joined Bob Brown in this business in 2003. Many of our first clients were good, hard-working people who saved their whole lives for retirement. Does that sound like you?
 
Many retired in the mid-to-late 1990’s. They had saved up a lot of money, but they didn’t know how to protect their money against the future. Some of them even went to a financial adviser that a friend or colleague recommended. In many cases, those advisers didn’t do a good job, or worse, abused the client’s trust just to sell them an expensive product they didn't need so they could generate a large commission.

When the tech bubble burst and the bear market of 2000-2003 came around, they found out why good planning is the key to a happy retirement. All of the sky high projections their financial advisers promised them didn’t come true and they found themselves in portfolios that had lost too much money. They were taking withdrawals that were too high and their account values shrank quickly to levels that made their retirement lifestyles unsustainable.

Some then hired us to try to help them cobble together a way forward. We called it “Retirement Rehab”. There were many sad conversations as we showed how their current plans were unsustainable and in order to not completely run out of money, they would have to dramatically cut their spending or go back to work.

Those early years really drove our passion to help people manage their retirement savings the right way from day one. Now, each of our clients gets a Future You Retirement Stress Test as they approach retirement and we reevaluate that Stress Test as the years go on and their situations change.

We would love to help you protect your retirement savings too. If you have saved up over $100,000 and you are considering retirement or are already retired, we can help you to protect your money and your lifestyle.

Get To Know Us With Some Of Our Stories
Ready To Take The Next Step? 
Talk With One Of Our Advisers. No Obligation. No Cost.
Talk With One Of Our Advisers. 
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Toll Free: 866-923-1946
Tunkhannock: 570-836-7020
80 West Tioga Street
Tunkahnnock, PA 18657
*Assets as of 7/31/19
Disclosures:

Registration with the Securities and Exchange Commission does not imply that Stone House or its representatives have achieved a certain level of skill, certification or training or that the SEC approves of Stone House or its services. 

No services will be performed prior to the delivery of our Form ADV 2, which is the disclosure document that outlines our business activities, fees and conflicts of interest. This is not a solicitation of service in any jurisdiction in which the Investment Advisor is not registered or is not exempt from registration. Please call for additional information if interested in learning more about our company and services.

 Investments are not risk free and should be considered carefully by the client before investing in our strategies. Securities may lose value. See prospectuses and other disclosure documents for details of risks. Past performance is not an indication of future performance. Stone House® Investment Management, LLC does not guarantee the performance of any strategy or portfolio.

Information on this website does not involve the rendering of personalized investment advice but is limited to the dissemination of general information on products and services. All expressions of opinion reflect the judgment of Stone House® Investment Management, LLC as of the date of publication and are subject to change. 

Fees listed on this site only represent fees charged by Stone House for services provided. Additional fees may be applied by third-parties depending on the services rendered. See ADV 2 for details. 

Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.


This website is a publication of Stone House® Investment Management, LLC. The information presented is believed to be factual and up-to-date but we do not guarantee its accuracy and it should not be regarded as a complete analysis of any subjects discussed. 

Stone House®, Diversidex®, and LifeSTACK® are registered trademarks. All rights reserved.